k?

I think the interest might be quite high, its with natwest.

Cheers
To edit what i’m being asked, i think i’ll pay it back in about 5 – 6 years from now.

Cheers!

Right, here I go.
Basically, 3 years ago I took out a loan (and haven’t missed a payment so far). I was made redunant from my job and lloyds agreed to give me a £1500 overdraft and I had 12 months to pay off. After my car breaking, having to move and other money commitments- after 11
months I still had not paid off the overdraft. Went to the bank to ask for an extention on the time OR borrow more on my loan. Their answer = no. They couldn’t help me. They told me to borrow off family or try get a small loan from somewhere like tesco. (yes because I have family that will lend me £1500!!! NOT!) and if they won’t give me a loan then neither will tesco or anywhere else.
So I left the bank feeling worse than ever. I couldn’t risk all of my wages being swallowed by the bank so I opened a Natwest account and having my wages paid directly into there.
I have changed all d/d over to natwest apart from loan. Basically I was going to ask can I ask lloyds to change my loan repayments from my Lloyds account
to natwest as it’s a completely
different bank and it’s a lloyds loan.

I bank with Natwest and got the loan from them to. I have about £500c in bank at the moment and a £2.5k overdraft limit. I dont know if it would be cheaper for me to get a larger overdraft limit and always try and keep it in credit to pay off my loan with what I can?