used mneysupermarket.com to purchase home insurance in October. From tomorrow I shall no longer be liing in the house and I will be renting it out. (I went for the cheapest insurance as I had to prove I had home insurance to change my mortgage to a buy to let – my previous insurance ran out in June just before the floods in which my area was severely affected.) Last night I purchased Landlord insurance and when I have tried to find a number for cancelling my insurance – it turns out that I have actually signed up for a loan through Amber Select – who have paid the home insurance on my behalf. I was unaware at the time that this is what I was doing. As it is a loan this would suggest I have to pay the full amount outstanding. I have obviously been duped and searching the internet it looksl ike many others have too. As I used moneysupermarket.com and it WASN’T made clear that I was signing for a loan. What are my rights to cancel this?

If I buy this house (with cash-no mortgage), I may need a little more money to do some work on it. Is this possible? I know I wouldn’t qualify for a HELOC. What information does the bank want in order to loan?

Is it a sure thing if the loan is very miniscule compared to the house value?

Me and boyfriend want to get married but loans seem so expensive and what with bills and mortgage I don’t know how we’d manage. Average weddings they say are around 17,000 now!!! Was wondering if we could have a lovely day for 10,000, I think this would be our max on a loan that we could afford, and does anyone know if we can cut any corners by doing anything ourselves. We both want a lovely day (don’t we all) but its so expensive. We really want to get married! Everyone else seems able to do it, why can’t we. Thank you.

Please help – need to raise cash to get loft converted and clear some debts. I do have a small mortgage but do not qualify for homeowner status – our rented side will not allow us to get a homeowner loan. Due to our debts we could not buy the other side of the house (rented bit) although we could have afforded it – apparently we were too much of a risk – even though our monthly outgoings would have been cheaper – as a result we are stuck in a catch 22 situation. Can someone please help – just had baby no 2 and need the space!!!