Hello there,

Thanks for taking your time to read this, I am from Nepal and my dad is ex British Gurkha. We are currently living in North west London. Well i know it’s in the blood of most of the older generation Gurkha’s (no disrespect) from Nepal who are mostly innocent and easily fooled and who don’t really think ahead as long as their family, friends and relatives are living peacefully in the presence.

I think now you kinda got an idea of what I am going to talk about from the title and the little introduction i gave above….Well my parents took a loan for a mortgage to buy a house in UK. My parents didn’t have any idea how bad taking loan was. (Well actually to be honest it’s over 80% of the people who take mortgage loan are in serious debt after doing some of my research). I am not going to say what the exact value of loan my parents got, but it’s somewhere between £100k to £200k……After telling my parents how much money they have to pay back to bank only in interest for over 20 years just to own a house….they kind of seem worried…hate to see my parents upset and worried!!!! (Gurkha’s blood starts to run violently in my veins) I think it’s natural for most of the generation of Gurkha’s when they see someone they love get disturbed like that……Don’t worry mom & dad your son is still here, will do best what I can……Later I gave them an idea how they can sell some properties in Nepal and bring the money here to pay the mortgage…..and so they agreed with me….

But I have got stuck in this point that…….Is it even legal or even allowed to bring those huge of sum of money to bring in UK? Wait before someone starts to think negative (money laundering) let me make clear that it’s the savings of my dad while he was serving for British Army for nearly 40 years….I know low pay and low pension blah blah blah….oh well that’s life, I don’t want to complain….I’ll just accept it, in fact I am grateful to them or else maybe I wouldn’t even be here…..Alright enough about the past and long story…let me just make it simple….

Does anyone know any service or company(well known) that can help us bring the huge amount of money legally and by cheapest and safest mean (kind of too much to ask…hehe cheapest and safest)…..so that my innocent parents can pay off their mortgage and live the debt free life…….. …….btw I call my parents innocent because after comparing the world I’ve seen….they’re just way too innocent….knows no lies or hate just want to live peacefully with family friends and neighbors…..

Thank you very much for taking your time to read this. Apologizes to them who thinks it’s inappropriate to write these things here….please do not leave any negative comment……Actually I just came to write the last sentence but I just couldn’t resist to tell how many other innocent people like my parents are in debt and may have similar thoughts….

Thanks once again.

Ive test driven the Honda S2000 & am in love but the cheapest 2nd hand ones ive seen are around £8-9k which is well out of my price range unless i get out a loan. But then i’d be stuck with a huge loan for at least 5yrs.
I know what the sensible answer is but the car is truely amazing. Would any of you advise me to get the car?

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WOULD IT BE FEASIBLE TO SIGN UP FOR A CREDIT CARD THAT OFFERS 12MONTHS INTEREST FREE ON PURCHASES THEN BUY A NEW ( 2ND HAND) VAN, FOR SAY £5000, MAKE REGULAR MONTHLY PAYMENTS OF AN AMOUNT THAT I CAN AFFORD, THEN AT THE END OF THE 12 MONTHS SWITCH TO ANOTHER THAT OFFERS 9 MONTHS INTEREST FREE ON TRANSFERS, KEEP MAKING THE PAYMENTS THEN SWITCH AGAIN & SO ON TILL I HAVE PAID ALL THE CREDIT OFF. I KNOW THERE WILL BE A CHARGE FOR TRANSFERRING BUT IT WOULD WORK OUT CHEAPER THAN GOING TO A BANK & PAYING 12-16% OVER 3/4 YEARS
DOES IT SOUND DO-ABLE OR AM I MISSING SOMETHING OBVIOUS
REGARDS

I know this is a vague question but I really don’t know where to begin planning this one! There are 2 of us, and we have 3 weeks. We hope to have in the region of £6000, this is to include our flights. We want to stay in b&bs or hotels, cheap but not hostels. We want to take in Queensland and the Great Barrier Reef, Uluru, and possibly the Great Ocean Road. We’d like to do some adventurous stuff too, like skydiving and rafting, quad biking etc. Basically the absolute most we can with the time and money we have. We don’t want to waste a minute as this is taking all our savings (its going to be March 09, not 08, so we can save!) and 2 loans and is a once in a lifetime trip! Any help/advice/ideas at all would be appreciated. Things like internal flights etc all seem a bit baffling, and although I’ve read the travel guides I’m more confused than before I knew a thing!!!