Hi,
I am trying to apply for a credit card and so far I have been refused!
I am 25 and work full time and rent a flat with my boyfriend. I did have some debt problems but got a debt consolidation loan and am now in credit and paying off this loan each month.
I was told when I got my debt consolidation loan with my bank that I wouldn’t be able to get a loan or credit card with THEM for 12 months.
However I have tried Tesco, +More (Marks and Spencers) and Sainsbury’s and each one been refused.
I don’t want a high credit card – 500 would do, even less just to give me enough to have a Christmas this year and treat my family.
They said no based on their credit scoring but no more info than that.
Why was I refused and how can I change their minds or is there anywhere you reccomend that may help me into getting a credit card?
Thanks
Lx
Hi,
I got a debt consilidation loan with my bank and paid off all the loan and so on.
I understand I can’t just get a credit card just for christmas and already work full time and have a baby on way so guess I back out to work a second job to get more xmas money.
Thanks again.
