Tesco Loan

How will applying for an auto loan online at several places affect my credit rating?

admin — Tue, 26 Oct 2010 03:10:54 +0000

I heard that comparing auto loans before shopping for a car is a prudent thing to do. But I’ve also heard that every time you apply for a loan your credit rating is negatively affected. What’s the truth?

A friends told me that you can get cheap credit card loans, cheaper than?

admin — Mon, 25 Oct 2010 08:06:35 +0000

personal loans now, £ straight into your account? How’s that then, cards always more expensive???

What is your opinion on?

admin — Sun, 24 Oct 2010 10:39:13 +0000

the new Provident credit card for use at Argos. In the long term lending criteria of mortgages it would have an APR of 227% That is it is for payment within 6 months. An example on Sky main page is that if you bought a wii for £179.99 you pay back £248.46. Now in the Real world to an average Jo this would represent 72.44% without the calculation that they can reuse the money again. This is still on the high side – BUT – it is designed and sold to the sub-prime market (people who can’t get credit anywhere else and often default)
If the whizz kids in the big banks had UNDERSTOOD the prime market then we would not be in the mess we are now.
So why are Sky reporting on it. They have Louis Bond of USwitch saying it shouldn’t be seen as anything but a sub prime loan – well Yes! – Could it all be that Ms Bond brought it to their attention knowing that it would be reported as it comes from the NOT so independent company that gets rewarded financially for every switch.
Alongside is details of how to get the cheapest credit cards on USwitch – but – stupidly the ones that get the Provident/Argos card wouldn’t get one of them in a month of Sundays.
Isn’t it time to kick these so called experts, who are anything but, into touch ?
Christine H. Maybe if you consider the two stories in the bible, in one Jesus kicked the money lenders out of the Temple the operative part here is "out of the TEMPLE"
The other story is the man who gave three sons money and only one eventually came back giving him profit (bit like the sub prime) the others squandered the money.
Bruntslev. Agree far better to be insular than globalised. (think that is what the arab chappie we don’t hear to much about now was against-was is Osama or Abama) As far as working the rates out, that is exactly it they have used a B52 to do the job of a F111. (that aeroplanes) and the sites like uswitch give you a different answer every time but get away with it by putting in a couple of questions that have no revelance.

How will applying for an auto loan on-line at several places affect my credit rating?

admin — Sat, 23 Oct 2010 10:24:36 +0000

Should I buy this TV? Which Credit Card?

admin — Sat, 23 Oct 2010 08:19:25 +0000

I’m a student, currently skint until when my Student Loan comes in next month (approx £1000).

I work in a leading supermarket, and they have a decent offer on – a 32in Sony Bravia LCD TV, HD-Ready, Integrated Freeview for £427 – after staff discount I’d pay just £385
Thing is, I’m skint until I either get paid or my student loan comes in; both are AFTER the TV offer ends.

I normally have decent credit, I’ve never had a credit card before and usually wait until I can afford something before it; obviously I’d be paying the TV off once I DID get paid.

Should I apply for a credit card to buy it (most have an introductory term of zero interest), and which one should I get?

The best one I can find so far for me is a Student Barclaycard (14.9% interest, the cheapest I can find so far). Anything better? Or should I just leave it?

Home Insurance Dupe – What can be done?

admin — Wed, 20 Oct 2010 10:18:10 +0000

used mneysupermarket.com to purchase home insurance in October. From tomorrow I shall no longer be liing in the house and I will be renting it out. (I went for the cheapest insurance as I had to prove I had home insurance to change my mortgage to a buy to let – my previous insurance ran out in June just before the floods in which my area was severely affected.) Last night I purchased Landlord insurance and when I have tried to find a number for cancelling my insurance – it turns out that I have actually signed up for a loan through Amber Select – who have paid the home insurance on my behalf. I was unaware at the time that this is what I was doing. As it is a loan this would suggest I have to pay the full amount outstanding. I have obviously been duped and searching the internet it looksl ike many others have too. As I used moneysupermarket.com and it WASN’T made clear that I was signing for a loan. What are my rights to cancel this?