WOULD IT BE FEASIBLE TO SIGN UP FOR A CREDIT CARD THAT OFFERS 12MONTHS INTEREST FREE ON PURCHASES THEN BUY A NEW ( 2ND HAND) VAN, FOR SAY £5000, MAKE REGULAR MONTHLY PAYMENTS OF AN AMOUNT THAT I CAN AFFORD, THEN AT THE END OF THE 12 MONTHS SWITCH TO ANOTHER THAT OFFERS 9 MONTHS INTEREST FREE ON TRANSFERS, KEEP MAKING THE PAYMENTS THEN SWITCH AGAIN & SO ON TILL I HAVE PAID ALL THE CREDIT OFF. I KNOW THERE WILL BE A CHARGE FOR TRANSFERRING BUT IT WOULD WORK OUT CHEAPER THAN GOING TO A BANK & PAYING 12-16% OVER 3/4 YEARS
DOES IT SOUND DO-ABLE OR AM I MISSING SOMETHING OBVIOUS
REGARDS

Is it okay to apply for more than one private student loan to compare interest rates, origination fees, etc?? I know that most lenders provide a range for these figures, but you can only get an exact one by applying. So, would applying to more than one affect my credit or the borrowing limit provided by the university?

I lent my friend some money 4 years ago and not had a penny back since. This summer their car broke down on their way to a cheap camping holiday in Devon. I paid for their car to be towed back to us so my husband could fix it – which he did out of his own pocket. I lent them my car so they could go on holiday. When they returned their car was mended. My husband doesn’t know them as well as I do and thought we’d be paid back on their next pay day. Instead I was told they’d pay it ‘in the next few months’. I know they’re on an incredibly tight budget and they’ve both been ill as have their kids so I’ve been patient cos I know they’ll pay it back. My husband thought I was being taken for a ride and told them so now they’re upset, demanding apologies. They’ve paid for the clutch cable on principle but I’m stuck in the middle of an argument. My husband wants to protect my interests and my friend’s wounded cos her character has been called into question. How do I sort this out?

which one is a better student loan?